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Mark Carr Associates

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“Pension Auto Enrolment and How It Affects You” Seminar

Some of you may be aware, others perhaps not, that from October 2012 the rules regarding pensions are changing again.


The Government have passed a statute which states that ALL EMPLOYERS must provide a pension scheme for their employees regardless of how many people work in the company. They have also stated that both the employer and employee will have to contribute to that scheme.


In order to explain the background behind the changes and explore the impact this will have upon companies, we would like to invite you to a short seminar where one of the leading pension providers in the country, Scottish Life, will shed some light on these new regulations.


The seminar itself is primarily aimed at company directors as it is they who will have the task of ensuring compliance with the new legislation. It is also likely to be of interest to professionals such as accountants and solicitors who may need to advise their clients on these issues.


Therefore, whilst we appreciate that as the recipient of this email you may not be personally affected by this matter, your clients may, and that being the case we would like to extend the invitation to bring any clients you feel would benefit from attending.


The details of the seminar are as follows:


Date: 15th June 2011
Venue: The Griffin at Plumtree, Main Road, Plumtree, Nottingham NG12 5ND
Timings: 11.30 Arrival, tea/coffee
12.00 Presentation
12.45 Q&A
13.00 Finger Buffet


Please either call Mark at Mark Carr Associates on 0115 931 4404 or 07769584035 otherwise email mark@markcarrassociates.co.uk to reserve your place.


We would be grateful if you could confirm your attendance, and that of any guests, by 27th May 2011.

May 16 2011 | Retirement Planning | No comment

What should I do with my finances?

Take control


The vast majority of people have been affected by the roller-coaster ride of the stock market, housing crisis or low interest rates on their savings in recent years. It may have been the value of your home, your investments or even worryingly the value of your pensions falling. On the other hand some people may have benefited from incredibly low mortgage repayments or may have taken the opportunity to have invested in a depressed market.


Many clients ask “what should I do?”


To begin with everybody’s situation is different so whether you are a high risk investor or a cautious bank saver there is no one right answer. What you need to do is start by reviewing and assessing the assets that you already have. Where your investments are invested, what are the charges involved, are they managed, are you getting value for money and finally and possibly most importantly how are they performing in comparison to the markets themselves.


Over the past few years we have met many clients who have completed the above process and have begun the rebuilding of their wealth by taking a much keener interest in their own finances. We would always recommend that you seek advice from an Independent Financial Adviser as they will be well placed to give you the help and assistance required, and by working with you it is their job to put your interests first without loyalty to any provider and to find the most appropriate options for you.


By clearly understanding your financial products like pensions, investments, mortgages and insurances you can ensure they meet your requirements and should they no longer be suitable you will be in a position to arrange appropriate alternatives for the future.

August 17 2010 | Estate Planning, Investment Planning, Mortgages, Protection, Retirement Planning | No comment




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